Device Financing • Namibia

Get Your Device Today.
Pay Over Time.

Build a quote for the phone, laptop or tablet you want, download it as a PDF, and apply for financing or layby — all online. Track every step right up to collection.

Collect from Any BranchWindhoek · Ongwediva · Walvis Bay · Rundu
Flexible FinancingLay-by or FNB in-store credit
Build Quotes InstantlyLive estimate, instant PDF
Track Applications OnlineFrom approval to collection
Quick estimate

Estimate your monthly payment

Slide to see roughly what you'd pay, then build a full quote.

Device price N$
Deposit N$
Estimated monthly payment
N$ 856/mo
Based on N$ 22,000 device
N$ 2,000 deposit
36 month term
Bank financing · est. 16.67% p.a.
Create My Quote
Ways to pay

Financing & payment options

Choose the path that suits you. Pick your preferred option when you apply.

Available Now

iCell Lay-By

  • Minimum 25% deposit
  • 2 to 7 month terms, interest-free
  • Reserve your device today
  • Collect once fully paid
Available Now

Reserve a Device

  • Hold the device for 2 or 5 days
  • Reservation amount agreed with staff
  • Downloadable reservation form
  • Amount credited toward the purchase
Available Now

FNB In-Store Credit

  • Finance your device through FNB
  • 12, 24 or 36 month terms
  • Apply directly through iCell Gadgets
  • Fast application process
Apply Now
Coming soon

Bank Financing

We're expanding our financing network to include additional banking partners, giving more Namibians access to technology through affordable monthly payments.

Join Waiting List
Coming soon

Android Installment

Get approved for a smartphone with affordable monthly payments, directly through iCell Gadgets.

Register Interest
Coming soon

iCell Credit

Our long-term vision is to provide in-house financing solutions through iCell Credit — making technology more accessible to every customer.

Compare your options

OptionDepositMonthly paymentsApproval needed
Lay-ByYesNoNo
FNB CreditOptionalYesYes
FNB In-Store Finance

Get your phone now, pay over time

Finance your device through FNB In-Store Credit, applied for directly with iCell Gadgets.

Currently available to FNB account holders only

Required documents

  • Copy of your ID (uncertified)
  • Latest payslip
  • Employment confirmation letter (not older than 1 month)
  • A quotation from iCell Gadgets

Qualifying criteria

  • Must be banking with FNB
  • Employed for at least 6 months
  • Minimum salary of N$3,500 per month
Ready to apply? Create your quote, then send your documents to our credit team. We'll review your application and guide you through the next steps.
Financing partners

Backed by trusted banks

Apply through your preferred financier with your official iCell Gadgets quote.

FNB
Popular devices

Choose Your Device

Estimated over 36 months with no deposit. Build a quote to set your own term and deposit.

Browse all devices →
Available to finance

Top brands, ready to own

Apple Samsung JBL
Simple process

How it works

Choose Device

Pick branch, brand, model, storage and term to build your quote.

Download Quote

Get a PDF with your quote number and estimated monthly payment.

Submit Application

Fill the credit form and upload your documents securely.

Track Status

Follow progress from submission to bank approval and collection.

The iCell Gadgets advantage

Why customers choose iCell Gadgets

Everything you need to own your next device with confidence.

Official iCell Quotations
Multiple Payment Options
Real-Time Application Tracking
Collection Across Namibia
Same-Day Application Submission
Typical timeline

How long does approval take?

From quote to collection — here's roughly how fast things move.

📝Quote Created2 minutes
📤Documents SubmittedSame day
🏦Bank Review1–5 working days
📞Approval NotificationImmediately
📦Ready for CollectionOnce financing is completed
Always know where you stand

Track your application in real time

From the moment your quote is created to the day you collect your device, follow every step. Just enter your quote or application number.

Application progress

Quote Created

Application Submitted

Approved

Signed

Paid

Collected

Before you apply

What you'll need

Have these ready to speed up your application. All documents are reviewed by our finance team.

    Good to know

    Frequently asked questions

    Does requesting a quote affect my credit score?

    No. Building a quote here is free and leaves no mark on your credit record. A credit check only happens once you formally apply through FNB and submit your documents.

    What do I need to qualify for FNB in-store finance?

    You'll need to earn more than N$ 3,500 per month and receive your salary in an FNB account, plus a valid Namibian ID, a recent payslip and three months' bank statements. The full checklist is shown in the “What you'll need” section above.

    What if my application is declined?

    You can still get the device on lay-by — it's interest-free, spread over 2 to 7 months, and needs no credit check. Just choose Lay-By when building your quote, or message us on WhatsApp and we'll help.

    Do I need a deposit?

    For lay-by, a 25% minimum deposit reserves your device. For FNB finance a deposit is optional, but adding one lowers your monthly instalment. A trade-in can also reduce the amount financed.

    Can I pay off my lay-by early?

    Yes. You can settle the remaining balance at any time and collect your device once it's fully paid — within 15 business days of final payment. Ownership transfers to you on full payment.

    Which branches can I collect from?

    Windhoek, Ongwediva, Walvis Bay or Rundu. You choose your preferred collection branch while building your quote, and you can track everything online right up to collection.

    Full range

    Browse All Devices

    Every phone, tablet and speaker we finance — live from our stock. Estimated monthly over 36 months, no deposit.

    Step 1 of 3

    Create my quote

    Configure your device and term. Your estimated monthly payment updates live.

    Device configuration

    Buying more than one phone? Add another device and pick it the same way as the first — they'll all go on one quote.

    Estimated monthly
    N$ 0/mo
    Device
    Cash priceN$ 0
    DepositN$ 0
    Financed amountN$ 0
    Term24 months
    Payment methodBank Financing
    Quote valid until

    Estimated monthly payment includes an indicative financing factor (≈16.67% p.a.). Final rate, fees and approval are set by the chosen financier.

    Estimated monthlyN$ 0/mo
    Step 2 of 3

    Your application

    Linked to quote . All fields are required unless noted.

    Applicant details

    FNB In-Store Credit eligibility

    Your quote
    Quote No.
    Device
    MonthlyN$ 0
    Term months
    FinancedN$ 0

    Need to change the device? Edit your quote.

    Application tracking

    Track your application

    Enter your lay-by reference (LB-…), quote number (QT-…) or application number (APP-…) to see live status.

    Need help?WhatsApp Us

    Credit applications require trust

    Your documents are encrypted and securely stored. We never share your information without your consent.